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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,956 | $183,516-21.0% | $155,534-6.8% | $145,884-0.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.30% | 61.43%-50.1pp | 64.92%-53.6pp | 551.85%-540.5pp |
| Employer contribution / active EE | $1,774 | $5,315-66.6% | $4,675-62.0% | $4,662-61.9% |
| Participant deferral / active EE | $4,707 | $6,467-27.2% | $5,630-16.4% | $6,690-29.6% |
| Admin fee / account holder | $1,414 | $19,293-92.7% | $15,900-91.1% | $13,392-89.4% |