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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,531 | $47,105-47.9% | $68,368-64.1% | $67,986-63.9% |
| Participation rate | 22.7% | 51.8%-29.1pp | 73.8%-51.0pp | 57.2%-34.5pp |
| Annual return | 18.76% | 48.37%-29.6pp | 292.57%-273.8pp | 31.67%-12.9pp |
| Employer contribution / active EE | $812 | $1,859-56.3% | $2,649-69.3% | $2,019-59.8% |
| Participant deferral / active EE | $1,220 | $2,374-48.6% | $4,123-70.4% | $3,358-63.7% |
| Admin fee / account holder | $1,191 | $2,435-51.1% | $5,150-76.9% | $3,203-62.8% |