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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,531 | $45,900-46.6% | $94,057-73.9% | $64,340-61.9% |
| Participation rate | 22.7% | 50.6%-27.9pp | 73.3%-50.6pp | 55.2%-32.5pp |
| Annual return | 18.76% | 50.47%-31.7pp | 480.62%-461.9pp | 24.14%-5.4pp |
| Employer contribution / active EE | $812 | $1,612-49.6% | $2,933-72.3% | $1,862-56.4% |
| Participant deferral / active EE | $1,220 | $2,102-41.9% | $4,709-74.1% | $2,980-59.1% |
| Admin fee / account holder | $1,191 | $3,143-62.1% | $7,244-83.6% | $3,703-67.8% |