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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,577 | $60,504-72.6% | $81,882-79.8% | $74,478-77.7% |
| Participation rate | 22.7% | 62.9%-40.2pp | 72.4%-49.7pp | 67.2%-44.5pp |
| Annual return | 111.87% | 16.91%+95.0pp | 779.47%-667.6pp | 1370.56%-1258.7pp |
| Employer contribution / active EE | $609 | $2,627-76.8% | $2,916-79.1% | $2,626-76.8% |
| Participant deferral / active EE | $861 | $3,400-74.7% | $4,323-80.1% | $4,350-80.2% |
| Admin fee / account holder | $1,134 | $1,492-24.0% | $7,360-84.6% | $1,946-41.7% |