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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,715 | $134,817+50.4% | $123,973+63.5% | $155,188+30.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 16.54% | 515.49%-498.9pp | 388.13%-371.6pp | 148.84%-132.3pp |
| Employer contribution / active EE | $9,862 | $4,425+122.9% | $4,126+139.0% | $4,248+132.2% |
| Participant deferral / active EE | $8,903 | $5,706+56.0% | $5,247+69.7% | $6,531+36.3% |
| Admin fee / account holder | $2,059 | $13,245-84.5% | $11,799-82.5% | $14,480-85.8% |