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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,039 | $88,672-52.6% | $105,223-60.0% | $82,448-49.0% |
| Participation rate | 73.5% | 67.9%+5.6pp | 75.0%-1.5pp | 68.1%+5.5pp |
| Annual return | 22.60% | 30.86%-8.3pp | 180.65%-158.0pp | 41.64%-19.0pp |
| Employer contribution / active EE | $2,345 | $3,048-23.1% | $3,689-36.4% | $2,551-8.1% |
| Participant deferral / active EE | $4,651 | $4,036+15.2% | $5,072-8.3% | $4,139+12.4% |
| Admin fee / account holder | $1,433 | $7,146-79.9% | $8,859-83.8% | $7,234-80.2% |