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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,573 | $174,379-12.5% | $152,093+0.3% | $138,895+9.8% |
| Participation rate | 66.7% | 81.6%-15.0pp | 77.8%-11.1pp | 79.9%-13.3pp |
| Annual return | 25.93% | 74.86%-48.9pp | 66.36%-40.4pp | 145.39%-119.5pp |
| Employer contribution / active EE | $2,383 | $4,652-48.8% | $4,175-42.9% | $4,194-43.2% |
| Participant deferral / active EE | $6,049 | $6,159-1.8% | $5,451+11.0% | $6,396-5.4% |
| Admin fee / account holder | $62,550 | $16,880+270.6% | $14,497+331.5% | $12,562+397.9% |