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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,842 | $81,276+112.7% | $155,574+11.1% | $80,925+113.6% |
| Participation rate | 64.7% | 66.2%-1.5pp | 78.2%-13.5pp | 67.7%-3.0pp |
| Annual return | 12.67% | 33.36%-20.7pp | 64.87%-52.2pp | 35.65%-23.0pp |
| Employer contribution / active EE | $5,219 | $3,103+68.2% | $4,676+11.6% | $2,756+89.4% |
| Participant deferral / active EE | $5,018 | $3,453+45.3% | $5,629-10.9% | $4,299+16.7% |
| Admin fee / account holder | $1,628 | $7,993-79.6% | $15,914-89.8% | $6,940-76.5% |