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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,393 | $254,759-50.4% | $216,567-41.6% | $198,609-36.4% |
| Participation rate | 92.3% | 84.5%+7.8pp | 81.6%+10.7pp | 82.4%+9.9pp |
| Annual return | 9.10% | 10.04%-0.9pp | 12.94%-3.8pp | 202.70%-193.6pp |
| Employer contribution / active EE | $4,053 | $6,096-33.5% | $5,216-22.3% | $5,055-19.8% |
| Participant deferral / active EE | $5,885 | $6,948-15.3% | $6,191-4.9% | $6,977-15.7% |
| Admin fee / account holder | $7,431 | $26,311-71.8% | $21,981-66.2% | $19,030-61.0% |