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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,628 | $102,245+23.8% | $89,340+41.7% | $137,256-7.7% |
| Participation rate | 91.3% | 74.9%+16.4pp | 69.6%+21.7pp | 80.0%+11.3pp |
| Annual return | 8.98% | 21.89%-12.9pp | 20.57%-11.6pp | 220.34%-211.4pp |
| Employer contribution / active EE | $1,674 | $2,529-33.8% | $2,231-25.0% | $4,156-59.7% |
| Participant deferral / active EE | $4,442 | $4,436+0.1% | $3,823+16.2% | $6,407-30.7% |
| Admin fee / account holder | $72,304 | $8,085+794.3% | $6,704+978.6% | $12,270+489.3% |