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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,619 | $211,288-24.0% | $178,540-10.0% | $145,884+10.1% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 9.16% | 30.27%-21.1pp | 27.15%-18.0pp | 551.85%-542.7pp |
| Employer contribution / active EE | $2,778 | $4,574-39.3% | $3,953-29.7% | $4,662-40.4% |
| Participant deferral / active EE | $3,470 | $6,967-50.2% | $6,281-44.7% | $6,690-48.1% |
| Admin fee / account holder | $79,882 | $12,105+559.9% | $10,424+666.3% | $13,392+496.5% |