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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,849 | $111,814-77.8% | $103,374-76.0% | $145,959-83.0% |
| Participation rate | 69.2% | 77.9%-8.7pp | 74.5%-5.3pp | 80.3%-11.1pp |
| Annual return | 13.68% | 24.77%-11.1pp | 24.89%-11.2pp | 561.95%-548.3pp |
| Employer contribution / active EE | $2,606 | $4,214-38.2% | $3,869-32.6% | $4,661-44.1% |
| Participant deferral / active EE | $4,905 | $5,618-12.7% | $5,058-3.0% | $6,689-26.7% |
| Admin fee / account holder | $2,300 | $9,754-76.4% | $8,394-72.6% | $13,398-82.8% |