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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,849 | $110,337-77.5% | $102,383-75.7% | $145,877-83.0% |
| Participation rate | 69.2% | 77.9%-8.7pp | 74.5%-5.3pp | 80.3%-11.1pp |
| Annual return | 13.68% | 24.83%-11.1pp | 24.94%-11.3pp | 551.28%-537.6pp |
| Employer contribution / active EE | $2,606 | $4,216-38.2% | $3,870-32.7% | $4,663-44.1% |
| Participant deferral / active EE | $4,905 | $5,621-12.7% | $5,060-3.1% | $6,691-26.7% |
| Admin fee / account holder | $2,300 | $9,750-76.4% | $8,391-72.6% | $13,402-82.8% |