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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,568 | $106,524+115.5% | $152,301+50.7% | $87,485+162.4% |
| Participation rate | 79.3% | 75.8%+3.6pp | 82.4%-3.1pp | 68.9%+10.4pp |
| Annual return | 10.79% | 26.89%-16.1pp | 80.50%-69.7pp | 26.06%-15.3pp |
| Employer contribution / active EE | $1,057 | $3,371-68.7% | $4,624-77.2% | $2,596-59.3% |
| Participant deferral / active EE | $7,659 | $6,525+17.4% | $8,004-4.3% | $4,274+79.2% |
| Admin fee / account holder | $33,765 | $8,287+307.5% | $14,398+134.5% | $7,775+334.3% |