Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,939 | $86,940-26.5% | $102,434-37.6% | $80,935-21.0% |
| Participation rate | 54.0% | 72.4%-18.4pp | 76.5%-22.5pp | 67.7%-13.7pp |
| Annual return | 12.48% | 18.89%-6.4pp | 29.46%-17.0pp | 35.66%-23.2pp |
| Employer contribution / active EE | $635 | $2,370-73.2% | $3,023-79.0% | $2,757-77.0% |
| Participant deferral / active EE | $2,453 | $4,121-40.5% | $5,055-51.5% | $4,299-42.9% |
| Admin fee / account holder | $1,597 | $8,047-80.2% | $9,462-83.1% | $6,924-76.9% |