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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,604 | $72,071+78.4% | $68,368+88.1% | $137,256-6.3% |
| Participation rate | 47.6% | 76.2%-28.6pp | 73.8%-26.1pp | 80.0%-32.3pp |
| Annual return | 17.30% | 353.14%-335.8pp | 292.57%-275.3pp | 220.34%-203.0pp |
| Employer contribution / active EE | $1,232 | $2,788-55.8% | $2,649-53.5% | $4,156-70.4% |
| Participant deferral / active EE | $2,006 | $4,410-54.5% | $4,123-51.3% | $6,407-68.7% |
| Admin fee / account holder | $188 | $5,336-96.5% | $5,150-96.3% | $12,270-98.5% |