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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,604 | $114,013+12.8% | $103,693+24.0% | $155,188-17.1% |
| Participation rate | 47.6% | 75.2%-27.6pp | 72.6%-25.0pp | 80.8%-33.2pp |
| Annual return | 17.30% | 49.31%-32.0pp | 47.61%-30.3pp | 148.84%-131.5pp |
| Employer contribution / active EE | $1,232 | $3,131-60.7% | $2,920-57.8% | $4,248-71.0% |
| Participant deferral / active EE | $2,006 | $4,970-59.6% | $4,579-56.2% | $6,531-69.3% |
| Admin fee / account holder | $188 | $8,407-97.8% | $7,858-97.6% | $14,480-98.7% |