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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,604 | $70,366+82.8% | $66,674+92.9% | $138,895-7.4% |
| Participation rate | 47.6% | 76.2%-28.6pp | 73.7%-26.1pp | 79.9%-32.3pp |
| Annual return | 17.30% | 386.41%-369.1pp | 321.24%-303.9pp | 145.39%-128.1pp |
| Employer contribution / active EE | $1,232 | $2,765-55.5% | $2,620-53.0% | $4,194-70.6% |
| Participant deferral / active EE | $2,006 | $4,374-54.1% | $4,084-50.9% | $6,396-68.6% |
| Admin fee / account holder | $188 | $5,262-96.4% | $5,098-96.3% | $12,562-98.5% |