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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,101 | $106,749+102.4% | $145,433+48.6% | $82,448+162.1% |
| Participation rate | 80.5% | 75.6%+4.8pp | 82.1%-1.6pp | 68.1%+12.4pp |
| Annual return | 12.74% | 27.59%-14.9pp | 66.58%-53.8pp | 41.64%-28.9pp |
| Employer contribution / active EE | $1,818 | $3,444-47.2% | $4,554-60.1% | $2,551-28.7% |
| Participant deferral / active EE | $13,721 | $6,519+110.5% | $7,897+73.7% | $4,139+231.5% |
| Admin fee / account holder | $3,265 | $8,390-61.1% | $13,129-75.1% | $7,234-54.9% |