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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,014 | $78,027+376.8% | $178,528+108.4% | $80,925+359.7% |
| Participation rate | 96.3% | 65.7%+30.6pp | 77.1%+19.2pp | 67.7%+28.6pp |
| Annual return | 15.55% | 18.09%-2.5pp | 27.11%-11.6pp | 35.65%-20.1pp |
| Employer contribution / active EE | $9,506 | $2,281+316.7% | $3,950+140.6% | $2,756+244.9% |
| Participant deferral / active EE | $13,410 | $4,408+204.2% | $6,278+113.6% | $4,299+212.0% |
| Admin fee / account holder | $12,297 | $7,168+71.6% | $10,419+18.0% | $6,940+77.2% |