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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,473 | $183,516+91.5% | $155,534+126.0% | $145,884+140.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 22.12% | 61.43%-39.3pp | 64.92%-42.8pp | 551.85%-529.7pp |
| Employer contribution / active EE | $1,457 | $5,315-72.6% | $4,675-68.8% | $4,662-68.7% |
| Participant deferral / active EE | $4,551 | $6,467-29.6% | $5,630-19.2% | $6,690-32.0% |
| Admin fee / account holder | $1,664 | $19,293-91.4% | $15,900-89.5% | $13,392-87.6% |