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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,958 | $129,737+10.2% | $119,126+20.0% | $154,746-7.6% |
| Participation rate | 83.3% | 78.9%+4.5pp | 75.8%+7.6pp | 80.7%+2.6pp |
| Annual return | 17.07% | 379.08%-362.0pp | 282.11%-265.0pp | 172.34%-155.3pp |
| Employer contribution / active EE | $22,536 | $4,375+415.1% | $4,034+458.7% | $4,379+414.6% |
| Participant deferral / active EE | $6,821 | $5,842+16.8% | $5,318+28.3% | $6,730+1.3% |
| Admin fee / account holder | $977 | $11,961-91.8% | $10,693-90.9% | $14,365-93.2% |