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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,088 | $58,848+12.3% | $88,179-25.1% | $82,637-20.0% |
| Participation rate | 55.3% | 57.9%-2.6pp | 69.1%-13.8pp | 68.1%-12.7pp |
| Annual return | 17.94% | 22.76%-4.8pp | 64.97%-47.0pp | 53.51%-35.6pp |
| Employer contribution / active EE | $322 | $1,678-80.8% | $2,549-87.4% | $2,552-87.4% |
| Participant deferral / active EE | $1,486 | $3,124-52.4% | $4,614-67.8% | $4,126-64.0% |
| Admin fee / account holder | $1,025 | $4,795-78.6% | $7,673-86.6% | $7,339-86.0% |