Filed March 19, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $392,759 | $86,922+351.9% | $102,438+283.4% | $80,874+385.6% |
| Participation rate | 86.7% | 72.4%+14.3pp | 76.5%+10.2pp | 67.6%+19.0pp |
| Annual return | 21.27% | 18.90%+2.4pp | 29.37%-8.1pp | 35.62%-14.3pp |
| Employer contribution / active EE | $10,488 | $2,369+342.6% | $3,024+246.9% | $2,756+280.6% |
| Participant deferral / active EE | $16,174 | $4,119+292.7% | $5,054+220.1% | $4,297+276.4% |
| Admin fee / account holder | $9,683 | $8,050+20.3% | $9,448+2.5% | $6,935+39.6% |