Filed March 19, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $392,759 | $86,938+351.8% | $102,423+283.5% | $80,925+385.3% |
| Participation rate | 86.7% | 72.4%+14.3pp | 76.5%+10.2pp | 67.7%+19.0pp |
| Annual return | 21.27% | 18.89%+2.4pp | 29.42%-8.1pp | 35.65%-14.4pp |
| Employer contribution / active EE | $10,488 | $2,369+342.7% | $3,023+246.9% | $2,756+280.5% |
| Participant deferral / active EE | $16,174 | $4,120+292.5% | $5,054+220.0% | $4,299+276.3% |
| Admin fee / account holder | $9,683 | $8,053+20.3% | $9,455+2.4% | $6,940+39.5% |