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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,444 | $81,358-45.4% | $155,556-71.4% | $80,959-45.1% |
| Participation rate | 32.1% | 66.3%-34.1pp | 78.2%-46.1pp | 67.7%-35.5pp |
| Annual return | 14.14% | 33.39%-19.2pp | 64.84%-50.7pp | 35.67%-21.5pp |
| Employer contribution / active EE | $1,067 | $3,106-65.6% | $4,675-77.2% | $2,757-61.3% |
| Participant deferral / active EE | $1,838 | $3,455-46.8% | $5,631-67.4% | $4,300-57.3% |
| Admin fee / account holder | $1,102 | $7,994-86.2% | $15,885-93.1% | $6,925-84.1% |