Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,025 | $80,855+31.1% | $153,416-30.9% | $86,983+21.9% |
| Participation rate | 55.4% | 64.1%-8.8pp | 74.3%-19.0pp | 69.5%-14.2pp |
| Annual return | 4.54% | 16.18%-11.6pp | 17.84%-13.3pp | 25.83%-21.3pp |
| Employer contribution / active EE | $2,155 | $2,308-6.6% | $3,764-42.8% | $2,584-16.6% |
| Participant deferral / active EE | $2,511 | $3,333-24.7% | $4,723-46.8% | $4,194-40.1% |
| Admin fee / account holder | $8,053 | $6,908+16.6% | $13,095-38.5% | $7,856+2.5% |