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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,610 | $94,031-2.6% | $115,768-20.9% | $82,448+11.1% |
| Participation rate | 75.0% | 70.4%+4.6pp | 74.4%+0.6pp | 68.1%+6.9pp |
| Annual return | 11.93% | 20.61%-8.7pp | 100.46%-88.5pp | 41.64%-29.7pp |
| Employer contribution / active EE | $1,883 | $2,323-18.9% | $2,940-35.9% | $2,551-26.2% |
| Participant deferral / active EE | $3,137 | $3,972-21.0% | $4,917-36.2% | $4,139-24.2% |
| Admin fee / account holder | $40,601 | $10,249+296.1% | $12,439+226.4% | $7,234+461.2% |