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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,116 | $99,875+124.4% | $146,866+52.6% | $86,983+157.7% |
| Participation rate | 94.1% | 75.8%+18.3pp | 82.5%+11.6pp | 69.5%+24.6pp |
| Annual return | -53.42% | 28.10%-81.5pp | 102.85%-156.3pp | 25.83%-79.3pp |
| Employer contribution / active EE | $11,141 | $3,224+245.5% | $4,425+151.8% | $2,584+331.1% |
| Participant deferral / active EE | $17,724 | $6,322+180.3% | $7,759+128.4% | $4,194+322.6% |
| Admin fee / account holder | $10,011 | $7,838+27.7% | $13,620-26.5% | $7,856+27.4% |