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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,116 | $106,864+109.7% | $147,318+52.1% | $82,637+171.2% |
| Participation rate | 94.1% | 75.5%+18.6pp | 82.1%+12.1pp | 68.1%+26.1pp |
| Annual return | -53.42% | 27.49%-80.9pp | 70.43%-123.9pp | 53.51%-106.9pp |
| Employer contribution / active EE | $11,141 | $3,417+226.1% | $4,593+142.6% | $2,552+336.5% |
| Participant deferral / active EE | $17,724 | $6,496+172.9% | $7,906+124.2% | $4,126+329.6% |
| Admin fee / account holder | $10,011 | $8,415+19.0% | $13,708-27.0% | $7,339+36.4% |