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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,304 | $58,311-17.2% | $81,882-41.0% | $80,959-40.3% |
| Participation rate | 69.2% | 63.5%+5.7pp | 72.4%-3.2pp | 67.7%+1.6pp |
| Annual return | 10.84% | 41.85%-31.0pp | 779.47%-768.6pp | 35.67%-24.8pp |
| Employer contribution / active EE | $406 | $2,347-82.7% | $2,916-86.1% | $2,757-85.3% |
| Participant deferral / active EE | $2,092 | $3,287-36.4% | $4,323-51.6% | $4,300-51.4% |
| Admin fee / account holder | $1,121 | $4,752-76.4% | $7,360-84.8% | $6,925-83.8% |