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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,331 | $86,919+31.5% | $102,457+11.6% | $80,911+41.3% |
| Participation rate | 50.0% | 72.4%-22.4pp | 76.5%-26.5pp | 67.6%-17.6pp |
| Annual return | 16.22% | 18.90%-2.7pp | 29.41%-13.2pp | 35.63%-19.4pp |
| Employer contribution / active EE | $982 | $2,368-58.5% | $3,022-67.5% | $2,756-64.4% |
| Participant deferral / active EE | $2,096 | $4,119-49.1% | $5,054-58.5% | $4,297-51.2% |
| Admin fee / account holder | -$341 | $8,049-104.2% | $9,451-103.6% | $6,935-104.9% |