Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $53,727 |
Service code 27 · EIN 36-4291971 | Advisory (Plan) | $16,123 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,504 | $38,165+223.6% | $189,758-34.9% | $69,255+78.3% |
| Participation rate | 45.3% | 66.7%-21.3pp | 79.8%-34.4pp | 69.0%-23.7pp |
| Annual return | 11.55% | 14.65%-3.1pp | 52.62%-41.1pp | 26.73%-15.2pp |
| Employer contribution / active EE | $886 | $1,589-44.2% | $4,767-81.4% | $2,645-66.5% |
| Participant deferral / active EE | $3,222 | $2,073+55.4% | $5,856-45.0% | $2,890+11.5% |
| Admin fee / account holder | $371 | $714-48.1% | $20,388-98.2% | $733-49.4% |