Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $53,727 |
Service code 27 · EIN 36-4291971 | Advisory (Plan) | $16,123 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,504 | $42,909+187.8% | $152,093-18.8% | $71,012+73.9% |
| Participation rate | 45.3% | 54.7%-9.3pp | 77.8%-32.4pp | 58.6%-13.2pp |
| Annual return | 11.55% | 30.57%-19.0pp | 66.36%-54.8pp | 37.67%-26.1pp |
| Employer contribution / active EE | $886 | $1,369-35.3% | $4,175-78.8% | $2,348-62.3% |
| Participant deferral / active EE | $3,222 | $1,904+69.2% | $5,451-40.9% | $3,246-0.7% |
| Admin fee / account holder | $371 | $1,014-63.5% | $14,497-97.4% | $1,167-68.3% |