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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,683 | $110,410-19.7% | $102,437-13.4% | $145,897-39.2% |
| Participation rate | 61.5% | 77.9%-16.4pp | 74.5%-13.0pp | 80.3%-18.8pp |
| Annual return | 12.48% | 24.85%-12.4pp | 24.95%-12.5pp | 552.29%-539.8pp |
| Employer contribution / active EE | $1,436 | $4,217-66.0% | $3,871-62.9% | $4,663-69.2% |
| Participant deferral / active EE | $2,192 | $5,622-61.0% | $5,060-56.7% | $6,689-67.2% |
| Admin fee / account holder | $8,431 | $9,745-13.5% | $8,388+0.5% | $13,390-37.0% |