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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,683 | $111,814-20.7% | $103,374-14.2% | $145,959-39.2% |
| Participation rate | 61.5% | 77.9%-16.4pp | 74.5%-13.0pp | 80.3%-18.7pp |
| Annual return | 12.48% | 24.77%-12.3pp | 24.89%-12.4pp | 561.95%-549.5pp |
| Employer contribution / active EE | $1,436 | $4,214-65.9% | $3,869-62.9% | $4,661-69.2% |
| Participant deferral / active EE | $2,192 | $5,618-61.0% | $5,058-56.7% | $6,689-67.2% |
| Admin fee / account holder | $8,431 | $9,754-13.6% | $8,394+0.4% | $13,398-37.1% |