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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.7 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $44,449 |
CASCADES CAPITAL LLC7 years Service code 26 · EIN 46-2208047 | Advisory (Participants) | $42,965 |
CAP FINANCIAL PARTNERS, LLC2 years Filed as: CAP FINANCIAL PARTNERS LLC Service code 28 · EIN 26-0058143 | Investment Management | $24,000 |
Filed as: PHILLIPS FINANCIAL MANAGEMENT Service code 26 · EIN 20-1131890 | Advisory (Participants) | $8,820 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.,INC Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $2,280 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $496,116 | $55,470+794.4% | $155,556+218.9% | $74,478+566.1% |
| Participation rate | 99.1% | 61.9%+37.2pp | 78.2%+20.8pp | 67.2%+31.9pp |
| Annual return | 17.22% | 269.80%-252.6pp | 64.84%-47.6pp | 1370.56%-1353.3pp |
| Employer contribution / active EE | $16,963 | $2,267+648.4% | $4,675+262.8% | $2,626+545.9% |
| Participant deferral / active EE | $11,769 | $2,838+314.7% | $5,631+109.0% | $4,350+170.5% |
| Admin fee / account holder | $458 | $1,744-73.7% | $15,885-97.1% | $1,946-76.5% |