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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,458 | $102,595+28.1% | $94,057+39.8% | $154,746-15.0% |
| Participation rate | 47.8% | 76.0%-28.2pp | 73.3%-25.5pp | 80.7%-32.9pp |
| Annual return | 19.49% | 583.42%-563.9pp | 480.62%-461.1pp | 172.34%-152.8pp |
| Employer contribution / active EE | $979 | $3,147-68.9% | $2,933-66.6% | $4,379-77.6% |
| Participant deferral / active EE | $5,659 | $5,118+10.6% | $4,709+20.2% | $6,730-15.9% |
| Admin fee / account holder | $105 | $7,736-98.6% | $7,244-98.5% | $14,365-99.3% |