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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,458 | $72,071+82.4% | $68,368+92.3% | $137,256-4.2% |
| Participation rate | 47.8% | 76.2%-28.4pp | 73.8%-25.9pp | 80.0%-32.1pp |
| Annual return | 19.49% | 353.14%-333.7pp | 292.57%-273.1pp | 220.34%-200.8pp |
| Employer contribution / active EE | $979 | $2,788-64.9% | $2,649-63.0% | $4,156-76.4% |
| Participant deferral / active EE | $5,659 | $4,410+28.3% | $4,123+37.3% | $6,407-11.7% |
| Admin fee / account holder | $105 | $5,336-98.0% | $5,150-98.0% | $12,270-99.1% |