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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,458 | $157,829-16.7% | $136,867-4.0% | $198,609-33.8% |
| Participation rate | 47.8% | 77.2%-29.4pp | 74.5%-26.7pp | 82.4%-34.6pp |
| Annual return | 19.49% | 51.25%-31.8pp | 42.97%-23.5pp | 202.70%-183.2pp |
| Employer contribution / active EE | $979 | $3,923-75.0% | $3,547-72.4% | $5,055-80.6% |
| Participant deferral / active EE | $5,659 | $5,463+3.6% | $4,924+14.9% | $6,977-18.9% |
| Admin fee / account holder | $105 | $11,107-99.1% | $10,340-99.0% | $19,030-99.4% |