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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,988 | $76,564+56.7% | $105,582+13.6% | $94,015+27.6% |
| Participation rate | 100.0% | 65.2%+34.8pp | 71.8%+28.2pp | 70.8%+29.2pp |
| Annual return | 13.31% | 20.69%-7.4pp | 18.61%-5.3pp | 17.84%-4.5pp |
| Employer contribution / active EE | $2,996 | $1,995+50.1% | $2,984+0.4% | $2,790+7.4% |
| Participant deferral / active EE | $3,618 | $3,320+9.0% | $4,353-16.9% | $4,249-14.9% |
| Admin fee / account holder | $16,143 | $7,129+126.4% | $12,856+25.6% | $8,951+80.3% |