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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,988 | $69,444+72.8% | $92,985+29.0% | $87,485+37.2% |
| Participation rate | 100.0% | 63.3%+36.7pp | 69.5%+30.5pp | 68.9%+31.1pp |
| Annual return | 13.31% | 23.85%-10.5pp | 27.99%-14.7pp | 26.06%-12.8pp |
| Employer contribution / active EE | $2,996 | $1,917+56.3% | $2,662+12.5% | $2,596+15.4% |
| Participant deferral / active EE | $3,618 | $3,364+7.6% | $4,377-17.3% | $4,274-15.3% |
| Admin fee / account holder | $16,143 | $6,137+163.0% | $9,463+70.6% | $7,775+107.6% |