Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,285 | $100,194+60.0% | $122,979+30.3% | $86,983+84.3% |
| Participation rate | 34.6% | 73.0%-38.4pp | 77.2%-42.6pp | 69.5%-34.9pp |
| Annual return | 9.17% | 16.47%-7.3pp | 20.12%-10.9pp | 25.83%-16.7pp |
| Employer contribution / active EE | $855 | $2,326-63.2% | $3,062-72.1% | $2,584-66.9% |
| Participant deferral / active EE | $1,087 | $4,133-73.7% | $5,003-78.3% | $4,194-74.1% |
| Admin fee / account holder | $1,066 | $10,148-89.5% | $12,864-91.7% | $7,856-86.4% |