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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,041 | $76,407+136.9% | $150,298+20.5% | $82,448+119.6% |
| Participation rate | 97.9% | 66.4%+31.5pp | 77.8%+20.1pp | 68.1%+29.8pp |
| Annual return | 15.71% | 39.99%-24.3pp | 62.79%-47.1pp | 41.64%-25.9pp |
| Employer contribution / active EE | $3,643 | $2,614+39.4% | $4,154-12.3% | $2,551+42.8% |
| Participant deferral / active EE | $8,887 | $3,214+176.5% | $5,453+63.0% | $4,139+114.7% |
| Admin fee / account holder | $7,174 | $6,352+12.9% | $14,116-49.2% | $7,234-0.8% |