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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $706,925 | $111,535+533.8% | $105,223+571.8% | $137,256+415.0% |
| Participation rate | 88.9% | 78.1%+10.8pp | 75.0%+13.8pp | 80.0%+8.9pp |
| Annual return | 17.39% | 237.85%-220.5pp | 180.65%-163.3pp | 220.34%-203.0pp |
| Employer contribution / active EE | $5,647 | $3,939+43.4% | $3,689+53.1% | $4,156+35.9% |
| Participant deferral / active EE | $11,477 | $5,500+108.7% | $5,072+126.3% | $6,407+79.1% |
| Admin fee / account holder | $23,302 | $9,721+139.7% | $8,859+163.0% | $12,270+89.9% |