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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,274 | $81,331+374.9% | $155,534+148.4% | $80,935+377.3% |
| Participation rate | 96.4% | 66.3%+30.2pp | 78.2%+18.2pp | 67.7%+28.8pp |
| Annual return | 11.98% | 33.37%-21.4pp | 64.92%-52.9pp | 35.66%-23.7pp |
| Employer contribution / active EE | $27,398 | $3,105+782.5% | $4,675+486.1% | $2,757+893.9% |
| Participant deferral / active EE | $12,991 | $3,454+276.1% | $5,630+130.7% | $4,299+202.2% |
| Admin fee / account holder | $128,416 | $7,999+1505.4% | $15,900+707.7% | $6,924+1754.6% |