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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,274 | $81,262+375.3% | $155,602+148.2% | $80,911+377.4% |
| Participation rate | 96.4% | 66.2%+30.2pp | 78.2%+18.2pp | 67.6%+28.8pp |
| Annual return | 11.98% | 33.34%-21.4pp | 64.81%-52.8pp | 35.63%-23.6pp |
| Employer contribution / active EE | $27,398 | $3,102+783.3% | $4,675+486.0% | $2,756+894.2% |
| Participant deferral / active EE | $12,991 | $3,451+276.4% | $5,629+130.8% | $4,297+202.3% |
| Admin fee / account holder | $128,416 | $7,992+1506.8% | $15,923+706.5% | $6,935+1751.8% |