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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,274 | $81,233+375.5% | $155,567+148.3% | $80,874+377.6% |
| Participation rate | 96.4% | 66.2%+30.2pp | 78.2%+18.2pp | 67.6%+28.8pp |
| Annual return | 11.98% | 33.33%-21.4pp | 64.74%-52.8pp | 35.62%-23.6pp |
| Employer contribution / active EE | $27,398 | $3,101+783.6% | $4,674+486.2% | $2,756+894.3% |
| Participant deferral / active EE | $12,991 | $3,452+276.3% | $5,628+130.8% | $4,297+202.3% |
| Admin fee / account holder | $128,416 | $7,998+1505.7% | $15,916+706.8% | $6,935+1751.7% |