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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,941 | $73,787-2.5% | $98,716-27.1% | $82,448-12.7% |
| Participation rate | 28.3% | 61.4%-33.1pp | 69.3%-41.0pp | 68.1%-39.8pp |
| Annual return | 13.61% | 18.57%-5.0pp | 31.81%-18.2pp | 41.64%-28.0pp |
| Employer contribution / active EE | $849 | $1,511-43.8% | $2,279-62.7% | $2,551-66.7% |
| Participant deferral / active EE | $1,311 | $3,081-57.5% | $4,048-67.6% | $4,139-68.3% |
| Admin fee / account holder | $1,440 | $6,500-77.8% | $8,703-83.4% | $7,234-80.1% |