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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,694 | $80,812-50.9% | $160,784-75.3% | $82,448-51.9% |
| Participation rate | 41.2% | 66.2%-25.1pp | 77.0%-35.8pp | 68.1%-26.9pp |
| Annual return | 21.81% | 100.59%-78.8pp | 1803.92%-1782.1pp | 41.64%-19.8pp |
| Employer contribution / active EE | $1,145 | $2,174-47.3% | $3,733-69.3% | $2,551-55.1% |
| Participant deferral / active EE | $2,291 | $4,335-47.2% | $6,293-63.6% | $4,139-44.7% |
| Admin fee / account holder | $1,045 | $7,695-86.4% | $9,717-89.2% | $7,234-85.6% |