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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,638 | $124,980+36.5% | $108,359+57.5% | $154,746+10.3% |
| Participation rate | 44.4% | 75.2%-30.7pp | 70.1%-25.7pp | 80.7%-36.3pp |
| Annual return | 14.84% | 45.00%-30.2pp | 36.89%-22.1pp | 172.34%-157.5pp |
| Employer contribution / active EE | $1,042 | $2,851-63.5% | $2,399-56.6% | $4,379-76.2% |
| Participant deferral / active EE | $2,900 | $4,743-38.8% | $4,137-29.9% | $6,730-56.9% |
| Admin fee / account holder | $25,564 | $11,502+122.3% | $9,741+162.4% | $14,365+78.0% |