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| Provider | Service type | Compensation |
|---|---|---|
BEACON POINTE ADVISORS LLC2 years Filed as: BEACON POINTE INVESTMENT ADVISORY Service code 27 · EIN 27-0636826 | Advisory (Plan) | $47,302 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $20,240 |
Service code 13 · EIN 56-2263714 | Contract Administrator | $9,905 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,455 | $101,317+42.6% | $146,958-1.7% | $74,495+93.9% |
| Participation rate | 86.0% | 75.5%+10.5pp | 82.2%+3.8pp | 67.2%+18.8pp |
| Annual return | 10.60% | 8730.91%-8720.3pp | 418.34%-407.7pp | 1364.94%-1354.3pp |
| Employer contribution / active EE | $5,388 | $3,810+41.4% | $4,933+9.2% | $2,623+105.4% |
| Participant deferral / active EE | $7,685 | $7,303+5.2% | $8,070-4.8% | $4,346+76.8% |
| Admin fee / account holder | $464 | $1,739-73.3% | $12,998-96.4% | $1,942-76.1% |