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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,156 | $67,894-36.4% | $89,340-51.7% | $82,448-47.7% |
| Participation rate | 100.0% | 64.0%+36.0pp | 69.6%+30.4pp | 68.1%+31.9pp |
| Annual return | 14.67% | 19.21%-4.5pp | 20.57%-5.9pp | 41.64%-27.0pp |
| Employer contribution / active EE | $1,378 | $1,828-24.6% | $2,231-38.2% | $2,551-46.0% |
| Participant deferral / active EE | $2,165 | $3,072-29.5% | $3,823-43.4% | $4,139-47.7% |
| Admin fee / account holder | $5,373 | $5,723-6.1% | $6,704-19.8% | $7,234-25.7% |