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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,667 | $100,262+18.4% | $81,370+45.8% | $145,897-18.7% |
| Participation rate | 33.3% | 74.3%-40.9pp | 69.5%-36.2pp | 80.3%-47.0pp |
| Annual return | 8.40% | 34.52%-26.1pp | 24.85%-16.5pp | 552.29%-543.9pp |
| Employer contribution / active EE | $1,751 | $2,979-41.2% | $2,464-28.9% | $4,663-62.4% |
| Participant deferral / active EE | $2,393 | $4,612-48.1% | $3,885-38.4% | $6,689-64.2% |
| Admin fee / account holder | $27,007 | $8,163+230.8% | $5,749+369.8% | $13,390+101.7% |