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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,721 | $178,174-39.0% | $156,181-30.4% | $137,256-20.8% |
| Participation rate | 64.7% | 82.0%-17.3pp | 78.8%-14.1pp | 80.0%-15.3pp |
| Annual return | 12.25% | 84.19%-71.9pp | 64.87%-52.6pp | 220.34%-208.1pp |
| Employer contribution / active EE | $2,978 | $4,972-40.1% | $4,294-30.6% | $4,156-28.3% |
| Participant deferral / active EE | $8,007 | $6,888+16.2% | $6,132+30.6% | $6,407+25.0% |
| Admin fee / account holder | $7,019 | $17,404-59.7% | $14,586-51.9% | $12,270-42.8% |