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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,626 | $73,787-35.5% | $98,716-51.8% | $82,448-42.2% |
| Participation rate | 96.0% | 61.4%+34.6pp | 69.3%+26.7pp | 68.1%+27.9pp |
| Annual return | 13.39% | 18.57%-5.2pp | 31.81%-18.4pp | 41.64%-28.3pp |
| Employer contribution / active EE | $1,708 | $1,511+13.0% | $2,279-25.0% | $2,551-33.0% |
| Participant deferral / active EE | $516 | $3,081-83.2% | $4,048-87.2% | $4,139-87.5% |
| Admin fee / account holder | $2,268 | $6,500-65.1% | $8,703-73.9% | $7,234-68.6% |