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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,150 | $223,823-16.8% | $211,142-11.8% | $154,746+20.3% |
| Participation rate | 42.9% | 87.9%-45.0pp | 87.3%-44.4pp | 80.7%-37.8pp |
| Annual return | 18.10% | 50.39%-32.3pp | 46.84%-28.7pp | 172.34%-154.2pp |
| Employer contribution / active EE | $1,718 | $6,787-74.7% | $6,442-73.3% | $4,379-60.8% |
| Participant deferral / active EE | $4,294 | $9,750-56.0% | $9,284-53.7% | $6,730-36.2% |
| Admin fee / account holder | $0 | $19,707-100.0% | $19,076-100.0% | $14,365-100.0% |