Retirement plan

LAW OFFICE OF BENJAMIN E. DETROY PROFIT SHARING PLAN & TRUST

Name: LAW OFFICE OF BENJAMIN E. DETROY, INC. - LAW OFFICE OF BENJAMIN E. DETROY PROFIT SHARING PLAN & TRUST (2025) Form 5500
Creator: LAW OFFICE OF BENJAMIN E. DETROY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, LAW OFFICE OF BENJAMIN E. DETROY PROFIT SHARING PLAN & TRUST, LAW OFFICE OF BENJAMIN E. DETROY, INC.

LAW OFFICE OF BENJAMIN E. DETROY, INC.EIN 55-0833855Plan #001PY 2025

PO BOX 3130 - AUBURN, ME 042123130207-782-3275

Prospect flagsHigh feesLow participant contribution

How to read this page

Total assets (EOY)

$1.8M

+8.5% from 2024

Total participants

+12.5% from 2024

Average account balance

$223,884

-5.1% from 2024

Annual return

16.52%

+2.48 pp from 2024

Benchmarks

See 67,538 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort67,538 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.79M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$224K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

133.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$47K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.52%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$23164

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes3D2E2F2G2J2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$185K

$30885 / participant

Other / not subdivided$185K100.0%

% of EOY assets

10.346%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$223,884

$162,136+38.1%

$152,301+47.0%

$154,746+44.7%

Participation rate

83.3%

84.1%-0.8pp

82.4%+0.9pp

80.7%+2.6pp

Annual return

16.52%

91.02%-74.5pp

80.50%-64.0pp

172.34%-155.8pp

Employer contribution / active EE

$6,667

$4,890+36.3%

$4,624+44.2%

$4,379+52.2%

Participant deferral / active EE

$1,142

$8,341-86.3%

$8,004-85.7%

$6,730-83.0%

Admin fee / account holder

$23,164

$15,759+47.0%

$14,398+60.9%

$14,365+61.2%

LAW OFFICE OF BENJAMIN E. DETROY PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

LAW OFFICE OF BENJAMIN E. DETROY PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion