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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,932 | $183,539+81.4% | $155,556+114.0% | $145,897+128.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.63% | 61.31%-53.7pp | 64.84%-57.2pp | 552.29%-544.7pp |
| Employer contribution / active EE | $17,711 | $5,315+233.2% | $4,675+278.8% | $4,663+279.8% |
| Participant deferral / active EE | $12,551 | $6,467+94.1% | $5,631+122.9% | $6,689+87.6% |
| Admin fee / account holder | $1,992 | $19,275-89.7% | $15,885-87.5% | $13,390-85.1% |