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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,207,104 | $181,062+566.7% | $158,223+662.9% | $155,188+677.8% |
| Participation rate | 75.0% | 82.7%-7.7pp | 79.2%-4.2pp | 80.8%-5.8pp |
| Annual return | 18.42% | 57.39%-39.0pp | 52.09%-33.7pp | 148.84%-130.4pp |
| Employer contribution / active EE | $8,851 | $4,565+93.9% | $4,109+115.4% | $4,248+108.4% |
| Participant deferral / active EE | $8,892 | $6,134+44.9% | $5,467+62.6% | $6,531+36.1% |
| Admin fee / account holder | $19,450 | $18,825+3.3% | $16,047+21.2% | $14,480+34.3% |