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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,812 | $111,535+3.8% | $105,223+10.1% | $137,256-15.6% |
| Participation rate | 76.9% | 78.1%-1.2pp | 75.0%+1.9pp | 80.0%-3.0pp |
| Annual return | 17.56% | 237.85%-220.3pp | 180.65%-163.1pp | 220.34%-202.8pp |
| Employer contribution / active EE | $2,148 | $3,939-45.5% | $3,689-41.8% | $4,156-48.3% |
| Participant deferral / active EE | $5,191 | $5,500-5.6% | $5,072+2.4% | $6,407-19.0% |
| Admin fee / account holder | $1,056 | $9,721-89.1% | $8,859-88.1% | $12,270-91.4% |