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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,812 | $129,737-10.7% | $119,126-2.8% | $154,746-25.2% |
| Participation rate | 76.9% | 78.9%-1.9pp | 75.8%+1.2pp | 80.7%-3.8pp |
| Annual return | 17.56% | 379.08%-361.5pp | 282.11%-264.6pp | 172.34%-154.8pp |
| Employer contribution / active EE | $2,148 | $4,375-50.9% | $4,034-46.7% | $4,379-50.9% |
| Participant deferral / active EE | $5,191 | $5,842-11.1% | $5,318-2.4% | $6,730-22.9% |
| Admin fee / account holder | $1,056 | $11,961-91.2% | $10,693-90.1% | $14,365-92.6% |