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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,543 | $111,535+78.0% | $105,223+88.7% | $137,256+44.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 23.49% | 237.85%-214.4pp | 180.65%-157.2pp | 220.34%-196.9pp |
| Employer contribution / active EE | $2,334 | $3,939-40.8% | $3,689-36.7% | $4,156-43.8% |
| Participant deferral / active EE | $9,250 | $5,500+68.2% | $5,072+82.4% | $6,407+44.4% |
| Admin fee / account holder | $1,949 | $9,721-80.0% | $8,859-78.0% | $12,270-84.1% |