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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,233 | $183,627-67.7% | $155,602-61.9% | $145,978-59.4% |
| Participation rate | 81.3% | 82.7%-1.4pp | 78.2%+3.0pp | 80.3%+1.0pp |
| Annual return | 17.03% | 61.32%-44.3pp | 64.81%-47.8pp | 550.52%-533.5pp |
| Employer contribution / active EE | $1,362 | $5,316-74.4% | $4,675-70.9% | $4,662-70.8% |
| Participant deferral / active EE | $644 | $6,466-90.0% | $5,629-88.6% | $6,690-90.4% |
| Admin fee / account holder | $17,171 | $19,327-11.2% | $15,923+7.8% | $13,400+28.1% |