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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,830 | $156,398-18.3% | $147,318-13.2% | $138,895-8.0% |
| Participation rate | 58.8% | 83.8%-24.9pp | 82.1%-23.2pp | 79.9%-21.1pp |
| Annual return | 14.40% | 78.75%-64.4pp | 70.43%-56.0pp | 145.39%-131.0pp |
| Employer contribution / active EE | $1,189 | $4,853-75.5% | $4,593-74.1% | $4,194-71.7% |
| Participant deferral / active EE | $3,366 | $8,237-59.1% | $7,906-57.4% | $6,396-47.4% |
| Admin fee / account holder | $968 | $14,976-93.5% | $13,708-92.9% | $12,562-92.3% |