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| Provider | Service type | Compensation |
|---|---|---|
MCKINLEY CARTER WEALTH SERVICES10+ years Filed as: MCKINLEY CARTER TRUST COMPANY Service code 28 · EIN 72-1173060 2000 DIETRICK BLVD · CHARLESTON, WV 25311 | Investment Management | $71,383 |
LPL FINANCIAL1 year Filed as: LPL FINANCIAL, LLC Service code 27 PO BOX 502533 · SAN DIEGO, CA 92150 | Advisory (Plan) | $62,505 |
ARGENT TRUST COMPANY10+ years Filed as: ARGENT TRUST COMPANY, N.A Service code 28 · EIN 72-1173060 500 E REYNOLDS DRIVE · RUSTON, LA 71270 | Investment Management | $35,543 |
CERITY PARTNERS2 years Service code 28 | Investment Management | $33,407 |
Filed as: JANNEY MONTGOMERY SCOTT Service code 28 | Investment Management | $10,513 |
AMERICAN FUNDS3 years Filed as: CAPITAL GROUP RETIRMENT PLAN SERVIC Service code 64 · EIN 95-6817943 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $1,487 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $505,357 | $102,422+393.4% | $147,117+243.5% | $80,959+524.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 14.30% | 135.16%-120.9pp | 420.54%-406.2pp | 35.67%-21.4pp |
| Employer contribution / active EE | $10,236 | $3,717+175.3% | $4,932+107.5% | $2,757+271.2% |
| Participant deferral / active EE | $6,553 | $6,652-1.5% | $8,065-18.7% | $4,300+52.4% |
| Admin fee / account holder | $1,864 | $7,953-76.6% | $12,993-85.7% | $6,925-73.1% |